Affordable Mortgage Rates from Reliance Bank

Variety of Mortgage Loan Rates from Reliance Bank

Effective Date: Sunday, January 20, 2019
Maximum Loan Term Interest Rate APR Payment
Per $1,0004
15-Year Servicing Released3.750%3.857%$7.27
20-Year Servicing Released4.125%4.209%$6.13
30-Year Servicing Released4.375%4.437%$4.99
15-Year Fixed3.875%3.963%$7.33
20-Year Fixed4.250%4.320%$6.19
30-Year Fixed4.500%4.551%$5.07
30-Year 7/1 Adjustable14.250%4.862%$4.925
JUMBO 30-Year 7/1 Adjustable15.490%5.430%9$5.675
30-year 5/1 Adjustable25.250%5.354%$5.526
25-Year 5/1 Adjustable2/8
(Investment Property Only)
5.750%6.000%$6.296
30-Year 1/1 Adjustable34.500%5.312%$5.077
Maximum Loan Term Interest Rate APR Payment
Per $1,0004
 
15-Year Fixed Portfolio Mortgage5.500%5.592%$8.17 How to Apply
Construction 30-Year 5/1 Adjustable25.250%5.391%$5.526 How to Apply
Construction 30-Year 1/1 Adjustable34.500%5.35%$5.077 How to Apply

1 Interest Rate is variable and may increase after the first seven years.
2 Interest Rate is variable and may increase after the first five years.
3 Interest Rate is variable and may increase after the first year.
4 Monthly payments shown do not include taxes and insurance – actual payment obligation will be greater.
5 Monthly payments shown for first 7 years – payments may increase beginning in year 8.
6 Monthly payments shown for first 5 years – payments may increase beginning in year 6.
7 Monthly payments shown for first year – payments may increase beginning in year 2.
8 Loan must be secured by a non-owner occupied investment property.
9 Based on a loan amount of $453,101.

Annual Percentage Rates (APRs) shown above are based upon a loan amount of $180,000. The actual APR will vary based upon the final loan amount, loan term, Loan-to-Value, applicant’s credit worthiness and total finance charges.

Special rules and restrictions apply.

Credit subject to approval. Please contact one of our Personal Bankers for additional rates and programs.