Affordable Mortgage Rates from Reliance Bank

Variety of Mortgage Loan Rates from Reliance Bank

Effective Date: Wednesday, November 20, 2019
Maximum Loan Term Interest Rate APR Payment
Per $1,0004
15-Year Servicing Released3.000%3.104%$6.91
20-Year Servicing Released3.375%3.457%$5.74
30-Year Servicing Released3.625%3.684%$4.56
15-Year Fixed3.125%3.211%$6.97
20-Year Fixed3.500%3.568%$5.80
30-Year Fixed3.750%3.799%$4.63
30-Year 7/1 Adjustable13.375%3.924%$4.425
JUMBO 30-Year 7/1 Adjustable15.490%4.945%9$5.675
30-year 5/1 Adjustable24.99%4.659%$5.366
25-Year 5/1 Adjustable2/8
(Investment Property Only)
5.750%5.457%$6.296
30-Year 1/1 Adjustable34.500%4.441%$5.077
Maximum Loan Term Interest Rate APR Payment
Per $1,0004
 
15-Year Fixed Portfolio Mortgage5.250%5.342%$8.04 How to Apply
Construction 30-Year 5/1 Adjustable24.990%4.694%$5.366 How to Apply
Construction 30-Year 1/1 Adjustable34.500%4.447%$5.077 How to Apply

1 Interest Rate is variable and may increase after the first seven years.
2 Interest Rate is variable and may increase after the first five years.
3 Interest Rate is variable and may increase after the first year.
4 Monthly payments shown do not include taxes and insurance – actual payment obligation will be greater.
5 Monthly payments shown for first 7 years – payments may increase beginning in year 8.
6 Monthly payments shown for first 5 years – payments may increase beginning in year 6.
7 Monthly payments shown for first year – payments may increase beginning in year 2.
8 Loan must be secured by a non-owner occupied investment property.
9 Based on a loan amount of $484,351.

Annual Percentage Rates (APRs) shown above are based upon a loan amount of $180,000. The actual APR will vary based upon the final loan amount, loan term, Loan-to-Value, applicant’s credit worthiness and total finance charges.

Special rules and restrictions apply.

Credit subject to approval. Please contact one of our Personal Bankers for additional rates and programs.