With a Home Equity Line of Credit, we
can help you achieve your dreams.
First 3 Months
0.99% APR*
Then as low as
7.74% APR*
Closing Costs

see disclosures below

Apply Online Today!

At Reliance Bank, we want to help you keep moving forward this spring with a Home Equity Line of Credit. Use your home’s equity as a source of credit to make important purchases with our incredibly competitive interest rates. Pay for home improvements, pay down debt, fund college tuition, or take the trip you’ve been holding out for—all with our great service and great rates.

Ready to talk now? Give us a call at
(800) 570-0876

Want to talk in-person? Find a location here.

Get started on this limited time offer!

    *Introductory 0.99% Annual Percentage Rate (APR) is fixed for the first three (3) months and will not increase during that period. After the first three (3) months and during the initial ten-year draw period, the rate will be variable based on the then-current Prime Lending Rate as quoted in the Wall Street Journal, with a margin of -.26% with a lifetime minimum APR of 2.99% and a maximum APR of 18.00%. The current APR without the introductory rate is 7.74%. After the ten (10) year draw period ends the rate will be fixed and will not change for the duration of the fifteen (15) year repayment period. The fixed APR during the repayment period will be based on the then-current Prime Lending Rate, as quoted in the Wall Street Journal with a margin of +2.00% and can range from a minimum APR of 4.00% and a maximum of 18.00%. The rates shown are current as of (March 22, 2023) and can change at any time, and require monthly payments to be deducted from a Reliance Bank deposit account. The minimum loan amount for this APR is $75,000, and applicants borrowing $25,000 or more must advance a minimum of $25,000 new money (money not used to refinance an existing Reliance Bank loan) when you open your line. Please ask about other rates and terms available for loan amounts less than $75,000. The borrower pays no closing costs. An Annual Assess Maintenance Fee of $35 will be due each year beginning on the first anniversary of the account opening date. Property Insurance is required. APR available for owner occupied 1st and 2nd Lien loans up to 89% Loan to Value. Credit subject to approval.