Small Business Administration Loans

A Small Business Administration Loan from Reliance Bank could be just what your business needs to get going or keep growing. We offer multiple financing options across a range of terms to meet your specific business needs, making it as easy as possible to help you secure the loan you need.

Small Business Administration Loan Benefits

Find a loan that works for you: SBA 7(a) Loans, Express Loans, and Rural Lender Advantage available
Choose from a range of terms depending on your needs
Borrow up to $5 million
Pay reduced fees on SBA 7(a) loans of $150,000 or less

FAQ

To qualify, your business must be for-profit and meet the SBA size standards, as well as show good character, credit, management, and the ability to repay your loan.

Yes. To be eligible, your business must have a tangible net worth of under $15 million or a 2-year average net income of less than $5 million after federal taxes.

Yes. Anyone who owns 20% or more of the business must personally guarantee the loan. Borrowers must also have a minimum of 10% equity injection.

Reliance Bank offers 7(a) Loans, Express Loans, Rural Lender Advantage, and Patriot Express Loans for veterans.

Borrow a maximum of $5 million, with a maximum guaranty of $3.75 million. Loans of up to $150,000 require a guaranty of 85%, or 75% on loans over $150,000.

With an Express Loan you, can borrow a maximum of $350,000 with a 50% guaranty. 

A Rural Lender Advantage Loan allows you to borrow a maximum of $350,000 with a 50% guaranty. Loans of up to $150,000 require a guaranty of 85%, or 75% on loans over $150,000.

A Patriot Express Loan allows you to borrow a maximum of $500,000 with a 50% guaranty. Loans of up to $150,000 require a guaranty of 85%, or 75% on loans over $150,000.

How can we help you?

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