Freddie Mac Home Possible®/
BorrowSmart℠ Program

With the help of the Freddie Mac Home Possible®/BorrowSmart℠ Program, we’ve found a way to help low to very-low income borrowers become homeowners. If your income is the only thing holding you back from the next big step, this program can make it all possible.

Home Possible Benefits

Become a homeowner on a low income
Qualify for up to $2,500 in down payment or closing costs assistance


If your income is less than or equal to 80% of area median income, you could qualify for up to $1,250 in assistance. If it’s less than or equal to 50% of area median incomes, that increases to up to $2,500.

Once we qualify you for assistance, you’ll have to pay a fee of $99 before the required assistance counseling can begin.

Freddie Mac Home Possible can be used to purchase or refinance your home. However, the Freddie Mac BorrowSmart℠ grant is only available on home purchase transactions, for first-time homebuyers that also meet the qualifying income requirements.

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