Home Equity Installment Loan

Pay as low as 5.99% APR* on a 60-month Home Equity Installment Loan

*Annual percentage rate (APR) quoted as of March 4, 2024, can change at any time and requires monthly payments to be deducted from a Reliance Bank deposit account. Offer not available on loan amounts under $10,000. Rates shown are for owner-occupied home equity financing, with a maximum Loan to Value of 89%, and are based upon a loan amount of $60,000 - the actual APR will vary based upon the final loan amount and finance charges. Credit is subject to approval, and special rules and restrictions apply.

Home Equity Installment Loan Benefits

Borrow up to 89% of your home’s equity
Choose from a variety of loan terms to fit your needs
Plan ahead with affordable, fixed-rate monthly payments
Manage your loan anywhere with free online, mobile, and telephone banking
Pay less with competitive interest rates
Set automatic payments from Reliance Bank checking and savings accounts


Whether you’re planning for home improvements, replacing the family car, or consolidating your debt into a single fixed-rate payment each month, talk to us today about your options.

It depends. We strongly recommend you talk to a tax advisor to assess your individual situation.

Absolutely. We’ve made our online, mobile, and tablet banking services free, as in ZERO fees, NO charges. Just remember, your mobile carrier may charge for internet access or text messages, and message and data rates may apply.

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