Pre-qualification Program

Getting pre-qualified is a good first step when beginning your search for a new home. In just a few minutes by phone, your Reliance Bank lender will ask a few basic questions about your financial information to estimate how much house you can afford. After you have been pre-qualified, we will send you a pre-qualification letter you can show the agent or seller to show you are working with a lender.

Mortgage Pre-qualification Benefits

Available on most Reliance Bank home loan options 
You’ll receive a letter detailing the maximum loan amount provided

FAQ

With a favorable, updated review of your credit history and employment status, we will gladly reissue a pre-qualification letter for an additional 90 days.

Once you find your home and complete the application process, you may request a rate lock at the current market rate.

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