Privacy Policy

Privacy Policy

Facts

What does Reliance Bank do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share and protect your personal information. Please
read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 

  • – Social Security number and account balances
  • – Payment history and transaction history
  • – Credit history and account transactions

How?

All financial companies need to share customers’ personal information to run their
everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Reliance Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Reliance Bank share? 

Can you limit this sharing? 

For our everyday business purposes

– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Reliance Bank share? 

Yes

Can you limit this sharing? 

No

For our marketing purposes

– to offer our products and services to you

Does Reliance Bank share? 

Yes

Can you limit this sharing? 

No

For joint marketing with other financial companies

Does Reliance Bank share? 

Yes

Can you limit this sharing? 

Yes

For our affiliates’ everyday business purposes

– information about your transactions and experiences

Does Reliance Bank share? 

Yes

Can you limit this sharing? 

Yes

For our affiliates’ everyday business purposes

– information about your creditworthiness

Does Reliance Bank share? 

No

Can you limit this sharing? 

We don’t share

For our affiliates to market to you

Does Reliance Bank share? 

Yes

Can you limit this sharing? 

Yes

For nonaffiliates to market to you

Does Reliance Bank share? 

No

Can you limit this sharing? 

We don’t share

To limit our sharing

Call (814) 949-6244 or (800) 570-0876 Our menu will prompt you through your choice(s)

Please note:

If you are a new customer, we can begin sharing your information 30 days from
the date we provided or sent this notice. When you are no longer our customer, we
continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Who we are

How does Reliance Bank protect
my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. If we contract with third parties to provide specific services for us, we require them to agree to adhere to our security and privacy guidelines.
How does Reliance Bank collect my personal information

We collect your personal information, for example, when you:

– Open an account or deposit money
– Pay your bills or apply for a loan
– Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

– sharing for affiliates’ everyday business purposes –
information about your creditworthiness

– affiliates from using your information to market to you

– sharing for nonaffiliates to market to you


State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account

Definitions

Affiliates

Companies related to common ownership or control. They can
be financial and nonfinancial companies.

– Our affiliates include financial companies such as, The Hometown Insurance Agency Two, LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. – Reliance Bank does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

– Our joint marketing partner(s) include institutions such as credit card companies and insurance companies